AXA Mansard is one of the leading insurance and financial services providers in Nigeria, offering a wide range of products to protect individuals, families, and businesses. Whether it’s health, life, motor, property, or investment-linked insurance, AXA Mansard provides customized solutions tailored to different needs.
Understanding AXA Mansard’s insurance products is essential for Nigerians looking for comprehensive coverage, financial security, and peace of mind. This guide provides an in-depth look at AXA Mansard’s offerings, benefits, and how to choose the right insurance plan for your needs.
Overview of AXA Mansard Insurance
AXA Mansard is part of the AXA Group, a global leader in insurance and asset management. With a strong presence in Nigeria, AXA Mansard provides affordable and innovative insurance solutions for both individuals and businesses.
Key Features of AXA Mansard Insurance
✔ Wide range of insurance products for individuals and businesses.
✔ Flexible premium payment plans.
✔ Strong customer support with digital claims processing.
✔ Access to hospitals, auto repair centers, and business risk management.
✔ Investment-linked insurance for long-term wealth growth.
Whether you are looking for health insurance, car insurance, life insurance, or business protection, AXA Mansard provides reliable and comprehensive coverage.
AXA Mansard Insurance Products for Individuals
1. Health Insurance (AXA Mansard Health Plan)
Health insurance is essential for medical emergencies, routine checkups, and hospitalization costs. AXA Mansard offers flexible health plans that cover individuals, families, and corporate employees.
✔ HMO (Health Maintenance Organization) Plans with access to top hospitals across Nigeria.
✔ Outpatient and inpatient services, including surgery and specialist consultations.
✔ Maternity care and child delivery benefits.
✔ Emergency medical care and ambulance services.
✔ Telemedicine services for virtual doctor consultations.
AXA Mansard’s health insurance ensures that you get quality healthcare without financial strain.
2. Life Insurance
Life insurance is crucial for ensuring financial security for your loved ones in case of an unexpected event. AXA Mansard provides life insurance policies with flexible coverage options.
✔ Life Savings Plan – A combination of life insurance and savings, ensuring your family is protected while also accumulating wealth.
✔ Easy Life Classic Plan – An affordable life insurance plan with benefits payable to your family in the event of death.
✔ Education Savings Plan – Helps parents secure their children’s education expenses in case of unexpected death or disability.
✔ Term Life Insurance – Provides fixed-term protection with high payout benefits.
With AXA Mansard’s life insurance policies, you can secure your family’s future, education expenses, and financial stability.
3. Motor Insurance
AXA Mansard offers comprehensive car insurance to protect your vehicle against accidents, theft, fire, and third-party liabilities.
✔ Comprehensive Car Insurance – Covers vehicle damage, repairs, medical expenses, and theft.
✔ Third-Party Motor Insurance – Covers damages caused to other vehicles, property, or individuals.
✔ AutoFlex Insurance – A customized motor insurance plan with flexible premium options.
✔ Instant Motor Insurance Policy (Pay-As-You-Go) – Allows short-term car insurance coverage based on mileage.
AXA Mansard ensures that drivers, car owners, and fleet managers are protected against financial losses due to accidents or theft.
4. Home Insurance
Home insurance is essential for protecting property and household assets from unforeseen risks. AXA Mansard offers:
✔ Fire and Special Perils Insurance – Covers your home against fire, floods, and other damages.
✔ Householder Insurance – Protects household appliances, furniture, and valuable assets.
✔ Renters’ Insurance – Coverage for tenants against loss or damage to rented property.
Home insurance provides financial protection for both homeowners and tenants in case of disasters or theft.
5. Travel Insurance
Whether traveling for business or vacation, AXA Mansard’s travel insurance ensures safety against medical emergencies, flight cancellations, lost baggage, and legal assistance.
✔ Emergency medical coverage abroad.
✔ Compensation for flight delays or cancellations.
✔ Protection against lost luggage and stolen passports.
✔ 24/7 global assistance services.
Travel insurance gives peace of mind while traveling, ensuring you are protected against unexpected situations abroad.
AXA Mansard Insurance Products for Businesses
1. SME Insurance (Business Protection Plans)
Small businesses in Nigeria can protect their assets, employees, and operations with AXA Mansard’s SME insurance plans.
✔ Fire and Theft Insurance – Protects business premises, inventory, and equipment.
✔ Public Liability Insurance – Covers claims from customers or third parties for injuries.
✔ Employee Welfare Plans – Covers medical expenses and life insurance for employees.
✔ Professional Indemnity Insurance – Protects businesses against legal liabilities from professional mistakes.
Entrepreneurs and business owners can safeguard their operations from financial risks, lawsuits, and business disruptions.
2. Marine Insurance
For businesses involved in import, export, or transportation of goods, AXA Mansard offers marine insurance that covers:
✔ Cargo loss or damage during transit.
✔ Protection against theft or accidents at sea.
✔ Marine liability insurance for shipping companies.
This insurance is crucial for businesses engaged in international trade and logistics.
3. Group Life and Employee Benefits
Businesses can provide financial security for employees and their families through AXA Mansard’s group life insurance.
✔ Death-in-service benefits for employees’ families.
✔ Pension schemes and retirement savings plans.
✔ Workplace accident insurance.
Providing employee benefits ensures staff loyalty and compliance with Nigerian labor laws.
4. Agricultural Insurance
Farmers and agribusinesses can protect their investments through agricultural insurance, which covers:
✔ Losses due to weather conditions (floods, droughts, pests, and diseases).
✔ Livestock and poultry insurance.
✔ Farm equipment and machinery insurance.
Agricultural insurance supports sustainable farming and financial security in Nigeria’s agribusiness sector.
How to Choose the Right AXA Mansard Insurance Plan
1. Assess Your Needs
Determine whether you need insurance for health, property, life, or business protection.
2. Compare Coverage Options
Choose a plan that provides adequate coverage without unnecessary add-ons.
3. Consider Premium Costs and Payment Flexibility
Ensure that the premium payments fit your budget and financial goals.
4. Check Customer Support and Claim Process
Look for an insurance provider with good customer service and fast claims processing.
5. Read Policy Terms Carefully
Understand exclusions, claim conditions, and coverage limitations before purchasing a policy.
How to Buy AXA Mansard Insurance in Nigeria
✔ Visit an AXA Mansard Branch – Speak with an advisor to discuss your needs.
✔ Apply Online – Purchase policies through the AXA Mansard website or mobile app.
✔ Consult an Insurance Broker – Get professional advice on choosing the best plan.
Conclusion
AXA Mansard offers diverse and flexible insurance products that provide financial security for individuals, families, and businesses. Whether you need health coverage, life insurance, car protection, or business risk management, AXA Mansard has tailored solutions to fit your needs.
By choosing the right insurance policy, you can protect yourself from financial risks, safeguard your assets, and secure your future in Nigeria.